Individual health insurance for a couple with one healthy teen - high - deductible or low - deductible?
- Are you comfortable paying $5, 000 out of your own pocket if something major should happen? The bar for 'major' gets lower every year
- Since you are healthy you should consider getting off COBRA ASAP. An individual / family plan should be almost half the cost of the COBRA. By keeping COBRA you run the risk of developing a medical problem that will make you ineligible for a individual / family health plan later on. When the COBRA time period ends you will be in trouble. Get off of it now. Most plans I sell are now $1, 000 ded or $2, 500 ded. Run the quotes and see what premiums make sense to you. You will have to pay this premium yourself and your company cannot deduct it pre - tax anymore but if you want a GREAT tax deduction look at an HSA plan. Look at the $5, 450 family deductible plan and you can make a yearly contribution of this amount to your HSA and get a top - line tax ded on your IRS 1040 line 28. The monies can then be used for qualified medical expenses subsidized, in effect, by the tax savings
- With the information you've provided, I strongly believe that a consumer - driven health plan aka high deductible, low premium is right for you
- May I suggest to you Ameri Plan's discount benefits program. They do not have any restrictions on ongoing conditions and you can start saving immediately. There is a hospital advocacy program that igns you a personal advocate to negotiate with doctors on your medical bills. The plan also includes savings on, vision, prescription and chiropractic care. I'd check them out. I'm so proud to be with them. I know I shouldn't advertise, but your need sounds great. Let me know if you have any questions. wlakin@ameriplan.net mybenefitsplus.com / 40378118 We are currently running a promotion for just the, vision, prescription and chiropractic plan where you can try it out for 3 months for $23 total. This is a great service. You should check it out!
Knowledge Base
and sorry to tell you, but the anchor - baby children and other children are one of the greatest costs to the social system, from health care to education with no contribution from. of the 12 million illegal's who would be able to vote i would bet that not even (private health insurance)
i am the only employee of my small business a c corp. if i lease a car through the business, rather than personally, how does insurance change? will coverage be more expensive? what if the car is only used 50% of the time for business and 50% for pleasure? what (health coverage)
both my father and my uncle has had heart attacks and my uncle has also had a stroke. i already try and follow a healthy balanced diet, and now i would like to know what vitamin supplements will be good to take to help? also should i incourage my father (family health plan)
Knowledge Base: Health Plans
mccain has no idea what the problem with healthcare is. 2500 per person does not even begin to cover health insurance not even a catastrophic plan. mccain has no idea what the problem with healthcare is. 2500 per person does not even begin to cover health insurance not even a (health insurance plans)
i am looking for affordable health insurance for my family. 2 adults and 3 children. my husbands job moves alot so we need something that has national coverage and we are not interested in the health care discount plans. we are looking for a heath insurance plan with low dr (individual health insurance plans)
why do people want their company to tell them where to buy their health insurance, and what plans. we should not settle for anything less than individual choice. give everybody a tax break. the tax breaks for employer provided health care have been in place since the 1970s. where have (health plans)
is this part of obamas "trickle up" policy. why would people or companies want to pay for more expensive and better health care plans if you are going to be taxed higher. will not this create worse health care for americans. the plan if you can call it that is (health plans)
i was asking about those who have health insurance, what are your companies like. do you like your health companies, are the insurance plans good. i do not like the company, but the plan is good for me for these reasons: 1 i do not want to use it. 2 (individual health insurance plans)
Knowledge Base: Individual Health Insurance Plans
anyone know of any affordable insurance plans out there. health insurance, preferably with a deductable only on er and hospitalization costs. and initial "co - pay only" on visits and such. rx. my medical history is not the best, but no major health issues. just some past med. history that (individual health insurance plans)
what protocols, plans, effective measures. if health insurance was similar to other types of. costs accrued are payable 80% by the insurance company and 20% by the individual. one where im covered!. just ask those in the health care field - a good percentage of those in hospital beds do (individual health insurance plans)
by promoting high - deductible health savings account hsa plans, which provide fewer benefits at higher costs, he will make the high costs of individual insurance even worse. all i can tell you is that he was a pow. i did not get anything else. no, but obama plans to (individual health insurance plans)
i am quoting health coverage in kansas for my family since we do not get this from an employer. my agent suggested that each family member have a separate insurance plan instead of one family plan to cut costs. i have never heard of doing this? any comments or suggestions? (individual health insurance plans)
i quit my job and i can continue with a decent health insurance plan for my family under cobra, or i can switch to an individual plan. being over 50, my wife is supposed to have over $500 of routine tests in a year, otherwise she's pretty healthy. my son (individual health insurance plans)
Knowledge Base Categories:
- Health Insurance
- Health Coverage
- Insurance Coverage [16]
- Aetna Coverage [2]
- Medical Insurance Coverage [12]
- Health Plans
- Family Health Plan [14]
- Individual Health Plans [9]
- Health Insurance Plans [14]
- Health Care
- Health Care Insurance [25]
- Long Term Health Care [9]
- Health Care [33]
- Health Supplements
- Vitamin Store [7]
- Buy Supplements [9]
- Health Supplements [9]
- Dental Health
- Dental Insurance Plans [10]
- Aetna Dental [3]
- Affordable Dental Insurance [10]
- Online Health
- Online Medical [8]
- Online Health [9]
- Online Doctors [9]
- Health Information
- Medical Health
- Medical Health [12]
- Medical Dental [15]
- Health Products





