Is it practical to take private health insurance considering the subsidy of the gov't through medicare ?

I am thinking of taking private health insurance. However, I am not sure of its practicality considering that health care is subsidised by the government. I also understand that most often than not, the insured ends paying more as medical costs in private hospitals / private care is far more than the premiums paid. As such, is private health insurance really necessary? Is public health care in Australia reliable or sufficient in cases when medical care is required. Thanks in advance for your views / comments

Responses:

My husband and i stopped having private health insurance some years back as we hardly used it. The and optical services which we did use were not significant enough to justify continuing. I have had to have an hysterectomy last year, and was not prepared to wait on the list, it cost $5, 000 all up, which is still less than what we would have paid in premiums. My husband went on the list for a hernia operation, and it took about 18 months, all was fine. From our point of view we feel it's not really worth the expense. If there is something really urgent then you will be attended to promptly
health - quotes. isgreat.org - my family have this health insurance. It is affordable and has good coverage for issues
Welp, ask yourself this: "Will the Gov' deny your benefit versus Will the private health insurance companies deny your benefit? Case in point, a specific expensive operation. Be the judge and you will find your answer
for profit health insurance is a rigged game. they NEVER lose. they always take in more profit than they pay out for your health. IT's a bet you take with your health. either pay their scam and be prepared to fight every inch for health care. or risk not being covered. non profit health insurance is ok. they only profit or pay less. when your healthy so that's their objective Health insurance companys that are for profit. profit by denying you health care. Thus they will use copays to make it unafordable or very very expensive for you to get health care. thank what ever god you believe in that you do not live in the usa. it's a total rip off here. People DIE here cus of health insurance industry and the politicians they own
First of all, unless you are age 65 or over, legally disabled, or have end - stage renal disease, you cannot get the Medicare subsidized insurance, which pays 20 per cent of your medical costs. You can go to a community health clinic which charges on a sliding scale according to income. If you are very low income and are in a certain group of people, you might get Medicaid. It is getting difficult to find any medical provider who accepts Medicaid

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